Social Security Disability benefits are a type of social assistance administered to individuals and families in need. This insurance is paid on a regular monthly basis. It is designed specifically to help persons who are struggling. These recipients are generally disabled and unable to work.
Recipients of social security disability are evaluated by the Social Security Administration (SSA). This governmental agency is responsible for administering social insurance to millions of people across the country. Created over 80 years ago, the SSA covers disability, retirement and survivor’s benefits. It directly affects the lives of numerous people, from birth to death.
The disability program is especially important. Beneficiaries of Social Security Disability Insurance (SSDI) benefits are “insured.” In order to be insured, these individuals have paid into payroll taxes over a number of recent years. This work history is determined by an applicant’s earnings. All earnings are converted into so-called work credits for determination.
The Social Security Administration (SSA) assesses earnings on an adjusted annual basis. As of 2019, $1,360 is assigned one Social Security work credit. A maximum of four credits can be obtained for the year. This is the equivalent of $5,440 in earnings.
However, not all earnings qualify. To eventually receive Social Security disability benefits, an applicant must have earnings from jobs recognized by the SSA. Applicants for social security disability benefits must also demonstrate a medical impairment that the SSA recognizes as ‘disabling.’
Claimants for benefits should recognize these criteria. Applying for social security disability benefits is not always easy.
How to Apply for Social Security Disability Benefits
Applicants for social security disability benefits must understand certain requirements. Firstly, ‘disabling’ has a specific set of criteria. The definition for a disability is based on both vocational and medical requirements. The disability should be a total disability, meaning it is long-lasting. The disability must also prevent the applicant from working.
The SSA establishes the following criteria:
Medical Disability Criteria
(1) The applicant cannot perform work previously performed
(2) The applicant cannot adjust to other work because of the medical impairment(s); and
(3) The disability has lasted or is expected to last for at least 12 continuous months or to lead to death
This definition of disability is based on important assumptions. The Social Security Administration (SSA) recognizes alternative programs for individuals and families who are working. The SSA also recognizes that some individuals have disabilities that improve in short periods of time.
The SSA may suggest that rejected applicants seek other opportunities, such as workers’ compensation, insurance, and savings.
Apply for Social Security Benefits
As soon as you are disabled, or believe you are disabled, you should apply. If you believe you qualify, you have several options. You can choose to complete your profile online. You can also call the toll-free SSA telephone number at 1-800-772-1213. The deaf and hard of hearing can call the TTY number at 1-800-325-0778.
Some people may also elect to visit the local Social Security office. If an appointment is not scheduled, in-person visits may take longer.
In applying for benefits, applicants should be ready with certain pieces of information. These types of information include medical information, professional contact information and personal information.
Most applicants will be asked to provide the specific names and addresses of various professionals. Medical results and documentation are also crucial. If an applicant has any questions or difficulties, a lawyer can help.
In fact, a sound disability benefits attorney can help streamline the entire application process. Concerned disability applicants should contact a lawyer immediately.